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New ‘startup’ grants

first_imgMelrose is only about a 30-minute commute from Cambridge, but Sophie Carroll ’17 wouldn’t have made it to Harvard without help.“There was absolutely no chance I could have come here without financial aid,” said Carroll. “It made the most fundamental difference.”Carroll, a junior now, remembers how she felt coming to Harvard as a freshman. She’s the daughter of a single mom who’s a third-grade teacher.“The summer before freshman year, you see all these commercials about move-into-college shopping, and everyone is filling up their carts. It’s a fun idea but an enormously expensive one,” said Carroll. “It just adds a layer of stress on top of the excitement. Just the simple matter of a habitable dorm room will be a burden on your family.”For about one in five freshmen in the incoming Harvard College Class of 2020, now there will be new help to make that transition: a $2,000 “start-up” grant awarded to every incoming freshman whose annual family income is $65,000 or less. The grant is part of a three-year pilot program providing additional support to eligible incoming freshmen.Graphic by Judy Blomquist/Harvard Staff“By investing in financial aid, we want Harvard to be accessible and affordable for the most talented students, no matter their background or financial circumstances,” said President Drew Faust. “At the start of what surely will be one of the most transformative experiences of their lives, we want to ensure that all students are able to explore what Harvard has to offer. That is the objective of this new initiative.”Eligible students will receive $1,000 each at the beginning of the fall and spring semesters in addition to other financial aid. For one in five undergraduates whose annual family incomes are $65,000 or less, Harvard already covers the costs associated with tuition, room, board, books, travel, and other expenses.“The beginning of freshman year is very hard,” said Carroll. “With this new initiative, Harvard is helping take off one burden and give these students more space to use the resources Harvard puts in place and use those to get to really understand Harvard.”Harvard’s undergraduate financial aid program has benefited from consistent and aggressive investment, of which this pilot program is the latest example. Since launching the Harvard Financial Aid Initiative in 2005, Harvard has awarded almost $1.5 billion in grant aid to undergraduates. Also since 2005, Harvard’s annual financial aid award budget has increased more than 250 percent, from $67 million to $170 million in 2015.“Financial aid is critical to Harvard’s mission,” said Michael D. Smith, Edgerley Family Dean of the Faculty of Arts and Sciences. “That mission of educating citizens and citizen leaders demands that we bring together students with profoundly different life experiences, from many walks of life, to prepare them to succeed and lead in a diverse world.”For the upcoming 2017 academic year, fees for Harvard College undergraduates will be $63,025, including $43,280 for tuition, approximately a 3.9 percent increase from 2016, maintaining Harvard’s ranking as one of the least expensive schools in the Ivy League. For the more than half of Harvard students who receive financial aid, the average net cost to parents is about $11,000 a year.The majority of undergraduates receiving financial aid pay just 10 percent of annual family income, and for more than 40 percent of undergraduates financial aid completely covers tuition. A Harvard education costs the same or less than a state school for 90 percent of American families, based on their incomes and Harvard’s financial aid.As part of its financial aid program, Harvard spent more than $3.3 million in 2015 to help low-income students pay for health insurance, books, travel costs home, winter coats, fees for events and performances, and other activities to ensure every student can engage in the Harvard experience.“Month after month, week after week, there are going to be difficulties that come up,” said Carroll. “I get to go to five free events a semester through the student event fund. Back home, I would make up an excuse because you don’t want to say it’s the cost. I don’t have to say anything here. With the student event fund, you’re able to go and have fun with your friends.”William R. Fitzsimmons, Harvard College dean of admissions and financial aid, explained: “Harvard’s commitment to financial aid extends to every student accepted through our need-blind admissions process: We will pay your way if you can’t; we will support you with tuition, room, board, books, travel expenses, and more, and we will award grants, and never require you to take out loans to cover the cost of your education. That’s our commitment to our students.”The fact Harvard’s financial aid is completely grant-based “is a huge asset,” said Carroll. “I’ve seen a lot of people fall prey not only in the college context. Financial assistance that’s completely loan-based is an amazing short-term solution but causes a lot of trouble in the long term. Harvard doesn’t leave us vulnerable to that.”Of the Class of 2015, 76 percent graduated without any student loan debt. Median debt upon graduation for the 24 percent of Class of 2015 who chose to borrow was $10,900, less than a third the national average of more than $35,000.“We’re working to remove the financial barriers to education,” said Sally Donahue, Griffin Director of Financial Aid. “We recruit students of talent and focus our financial aid on students who need it. We want every student to fully experience the life-changing adventure that is a Harvard College education.”last_img read more

Millennials value coaching and talented colleagues

first_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Get more of both for yours: Nominate them by June 5 to participate in the CUES Next Top Credit Union Exec challenge.by: Lisa HochgrafAccording to a February Harvard Business Review article, motivating Millennial employees boils down to one thing: coaching.Importantly, the article suggests that the coaching Millennials want is not about telling them what to do, but helping them to achieve all they are capable of doing and being.This makes me think about what Alex Castley said during his acceptance speech after being named the 2014 CUES Next Top Credit Union Exec last November.Engagement and communications manager at $602 million Integris Credit Union, Prince George, British Columbia, Castley thanked his CEO, CUES member David Bird, CCE, for being the kind of coach that Millennials want. continue reading »last_img read more

Retail sales plummet; NAFCU’s Long suggests robust recovery unlikely

first_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading » “The first full month of nationwide stay-at-home orders was catastrophic for retail sales,” said NAFCU Chief Economist and Vice President of Research Curt Long in a new NAFCU Macro Data Flash report. Total retail sales plummeted 16.4 percent during the month, following March’s revised 8.3 percent fall.“[T]he decline in April doubled the previous record for a single-month sales decline, set in March,” Long noted. “With states beginning to reopen, sales levels should start to stabilize in May. But a robust recovery is unlikely with tens of millions out of work and plummeting consumer confidence.“NAFCU expects a long, slow recovery,” he concluded.Year-over-year retail sales were down 21.6 percent in April, following March’s year-over-year sales’ 5.9 percent drop. Control group sales, which excludes the auto, gas, and building materials categories, were down 17.4 percent in April.“The major retail segments were in freefall, though mostly discretionary spending,” Long said, with significant drops among the clothing sector (-78.8 percent), electronics sector (-60.6 percent), and furniture stores (-58.7 percent).center_img NAFCUlast_img read more

The Days of Croatian Tourism started on Hvar

first_imgThe Days of Croatian Tourism started today, the largest traditional gathering of tourist workers in Croatia, which is being held this year on October 24 and 25 in Hvar. In addition to the awards and recognitions of the Croatian Tourist Board and the Croatian Chamber of Commerce for the best in tourism, the two-day program will bring together over a thousand participants with educational lectures, workshops and round tables of leading domestic and international tourism experts on current topics, such as tourism development. supply and branding, labor issues, sustainable development and many others.  “The growth of over 5 percent, which we achieved this year despite the awakening of competitive markets, speaks of a good tourist year, especially if we take into account that Croatia has not even remotely activated its potential. This requires new investments, new tourism products to extend the season and solve the problem of lack of skilled labor, “Said the Vice President of the Croatian Chamber of Commerce for Agriculture and Tourism Dragan Kovačević, adding that it should be borne in mind that growth should be sustainable in terms of environment, cultural heritage and infrastructure.”This year, Hvar is celebrating 150 years of organized tourism, so the Days of Croatian Tourism, the largest professional tourism event, is a great opportunity to look back on all previous successes, but also to turn to new goals and challenges. This year’s program is dedicated to a number of current topics that drive tourism in the world and represent an opportunity not only for Croatian tourism but also for the promotion of the entire Croatian economy. This week dedicated to tourism will end with a session of the Government to be held in Hvar, where special emphasis will be placed on the importance of islands and tourism on islands, which accounts for more than a quarter of total tourist traffic in our country. ” pointed out the Secretary of State in the Ministry of Tourism Frano Matušić during the opening of the Croatian Tourism Day.”We are extremely pleased with the rich program of the Croatian Tourism Day, in which, in addition to numerous established domestic experts, our friends from other countries such as the USA, Japan and Poland will also participate. Nevertheless, given the basic task of the Croatian National Tourist Board, which is to strengthen the strength of the national tourist brand, I am especially pleased to announce a broader debate on the brand of our country. Of course, this year we will award the best from different segments of our overall tourist offer with an emphasis on the most important, and that is the people who work in tourism. It is precisely because of them that Croatia is today recognized as one of the world’s top tourist destinations. “, said the director of the CNTB Kristjan Staničić, adding that the strategic goals for next year refer to the positioning of Croatia as an attractive year-round destination, further strengthening of airlines and stronger promotional activities in distant markets such as China, Korea or the USA.  Photo: MintThe main part of the program begins with a panel discussion “Film industry and tourism” which will discuss the connection between tourism and film and the importance of the film industry for the tourist promotion of destinations. The lecture will be given by Al Merschen, President and Founder of MMGY Global, a leading PR and marketing group in the United States on the topic “Croatia – an attractive destination for American tourists.” On the second day of the event, the Croatian Tourist Forum of the Croatian Chamber of Commerce will be held on the topic of labor shortage in tourism. On the first day, part of the awards of the Croatian Tourist Board and the Croatian Chamber of Commerce will be presented, in the categories for destinations of the year, attractions of the year, awards to the business sector (Tourist flower – quality for Croatia) and for people in tourism. The second part of the awards will be presented tomorrow, October 25, for the 10 best in tourism, in the following categories: Cultural tourist attraction of the year, Tourist event of the year, Innovation in tourism of the year, Restaurant of the year, Tourist agency of the year, Marina of the year , Hotel of the Year, Anton Štifanić Award for Lifetime Achievement and Person of the Year and Tourist Destination of the Year.The organizers of the event are the Ministry of Tourism, the Croatian National Tourist Board and the Croatian Chamber of Commerce, which have been organizing this event together for the eleventh year in a row. Days of Croatian tourism are held this year with the support of the hosts of the City of Hvar  and the Tourist Board of the City of Hvar, which this year marks 150 years of organized tourism.last_img read more

Discover The Colors Of Croatia – autumn CNTB campaign in 7 European markets

first_imgThis autumn campaign promotes natural beauty, culture, nautical and eno-gastronomy, and will be implemented until the second half of November through thematic articles on online portals, print ads and advertising on social networks with the label #DiscoverTheColoursOfCroatia. – Although the current epidemiological situation in Europe, as well as the current restrictions for travel that vary from country to country do not allow greater realization of tourist traffic, in this part of the year it is very important to maintain Croatia’s visibility in our most important European markets. It is with this goal that we launched this campaign in which we want to further position our country as a safe destination with a rich, quality and attractive offer in the post-season period. Our goal is for Croatia to be positioned in the minds of many as a destination that guarantees safety and quality vacation with numerous activities and facilities, pointed out the director of the Croatian National Tourist Board Kristjan Staničić. Staničić: The goal is to maintain Croatia’s visibility in key European markets According to the CNTB, the campaign is also being implemented through print advertising, and cooperation with travel platforms has been launched. Lonely planet i National Geographic through whose channels all tourist products involved in the autumn campaign will be promoted.center_img The Croatian National Tourist Board has launched a new promotional campaign “Discover The Colors of Croatia” na 7 European markets, ie in the markets Germany, Austria, Poland, the Czech Republic, Hungary, Italy and the United Kingdom.  Campaign activities “Discover The Colors Of Croatiawill be conducted through the social networks Facebook, Instagram and YouTube, through the placement of articles on the most read and most famous portals in certain markets such as oe24.at, DerStandard.at and Krone.at in Austria, gazeta.pl in Poland and novinky.cz in the Czech Republic, as well as on specialized portals MarcoPolo.de and Holidaycheck.de in Germany, within which special HUBs, ie micro-websites with content dedicated exclusively to Croatia, have been created, according to the CNTB.last_img read more

Enforce turn ban or why bother with it?

first_imgDrivers are completely ignoring signs banning left-hand turns onto I-890 from either direction on Michigan Avenue in Schenectady, and there is no enforcement of the signs.Why continue the charade?Rob BrownGuilderlandMore from The Daily Gazette:EDITORIAL: Find a way to get family members into nursing homesAlbany County warns of COVID increaseEDITORIAL: Thruway tax unfair to working motoristsFoss: Should main downtown branch of the Schenectady County Public Library reopen?EDITORIAL: Urgent: Today is the last day to complete the census Categories: Letters to the Editor, Opinionlast_img read more

How to Import Footage to a Windows System from an OS X Extended Card

first_imgManual TransferSo, I may have told a white lie in the introduction — claiming that I only have Windows systems. I do, have a decade-old MacBook hiding under the storage cabinet that I use to test Mac-specific Premiere Pro presets. That being said, it takes an incredibly long time to boot up, and just as long to perform a regular task. Offloading 320gb of footage onto this machine wasn’t practical, nor was it an option since all cards had to be ready for use again later in the evening. However, if the MacBook loaded faster and transferred at a reasonable speed, of course, I could offload the footage, then connect an exFAT drive to move the footage to the editing station. But that in itself is three transfers of 320gb and would take some time.Alternatively, to reduce post-shoot stress and avoid all of the above, take better care than I did when choosing the format of your card.Looking for more video production tips and tricks? Check out these articles.Color Grading Tips: The Ins and Outs of Correcting for a Pink SkyDocumentary Editing Tips for Working with Lots of FootageEverything You Need to Know About the Blackmagic RAW CodecEverything You Ever Wanted to Know About Compression RatiosAfter MP3: The Past, Present, and Future of Audio Codecs Did you format your CFast Card the wrong way when setting up a new project? Yeah, we did too. Here’s are a couple of ways you can fix it.I’m even not going to hide behind a pretense here. I made this mistake last week, and after connecting the CFast Card reader to my Windows computer to see that it was not reading the card, I thought I was about to be on the phone politely asking the client to return to reshoot the whole day because the card had corrupted after the final shot.Then, I remembered that the Ursa Mini asks you which system format you want for the CFast Card when you start a new project. In the heat of the moment, I had not chosen exFAT and accidentally selected OS X Extended, and since I only have Windows systems, I was out of luck. Thankfully, some companies have foreseen such events and have release software that will connect an OS X Extended formatted card or drive to your PC.Image via Peter Gudella.Are you unsure about the difference between the two formats? It comes down to journaling. According to Tom Patrick of Macintosh-Data-Recovery.com,Journaling is a Mac OS X feature that is extremely helpful in protecting the system against the problems that arises due to power failures, hardware failures and directory corruptions. When the journaling is enabled on Mac, it keeps record entries of the changes to the files present on the disk. These entries are maintained in a special type of data structure called ‘Journal.’Therefore, Mac OS X Extended (HFS+) is the recommended recording format. In the (unlikely) circumstance that your media storage becomes corrupted, journaled data is more accessible for recovery, whereas exFAT does not support journaling.However, Mac OS X Extended is only natively supported by Mac OS, whereas both Mac OS and Windows support exFAT. Like I said, there are programs on the market that can help you get your footage onto a windows system. There are even a few tutorials on how to dive deep into the catacombs of your pc to alter some code to show the connected drive, but to keep things simple, we’re going to look at just two applications: HFSExplorere and MacDrive.As a side note, while I wrote this article for those who have incorrectly formatted their camera’s media storage, all of the solutions presented herein are viable for standard flash and disk drives.MacDrive MacDrive from Media Four is a $50 application, and it does a lot more than connect Mac-formatted drives to your Windows pc. You can repair the drive, reformat it (including back to exFAT), create and partition Mac disks, and so on. The most beneficial factor for me is that upon installing the software, much like a RAW or audio codec, the CFast card drive was viewable in my Windows directory, and I didn’t even have to open the software.Image via Mediafour.While there is a price tag attached to the software, you do get a five-day free trial. It’s common for many companies to offer a redacted version for the trial use of the software; you can convert five files but no more, you can apply a grade but can’t export, and so forth. However, MacDrive offers full use of the software for five days, and then you have to purchase the full version. Hopefully, I won’t be in the position of trying to import footage from an OS X Extended drive again, but if I did, MacDrive would be worth the price.HFSExplorerHFSExplorer is a free application, but it is slightly more complicated than MacDrive. It also requires Java, which many have grown weary of installing due to security issues. However, that’s the price you pay for free software. Unlike MacDrive, you won’t be able to view the connected drive in your file directory, and you will have to access the files through the software itself.To do so, hit File > Load File System From Device, and then extract to a new destination.That seems easy, right? Well, this is why I said it’s slightly more complicated than MacDrive — because it’s slightly troublesome loading a file system when you can’t see it. Therefore, you will need to autodetect the drive. If you’re having trouble following along, I suggest watching this tutorial from Raynel Gonzalez.last_img read more

No one had dinner after losing to India in World T20, says Mashrafe Mortaza

first_imgBangladesh captain Mashrafe Mortaza has revealed that he and his teammates skipped dinner after their heart-breaking one-run defeat against India in the group stages of the recently-concluded World Twenty20.Mortaza, who is holidaying in Kashmir, interacted with local youngsters.”We were very upset with that defeat. None of us had dinner that evening. Losing is a part of the game and we did not want to lose that match,” Mortaza was quoted as saying by a local website, when a local boy asked about Bangladesh not being able to score two runs off the last three balls during their group-league encounter against India.It was a chance encounter for the locals with the Bangladeshi captain as he stopped by at a village on Srinagar-Sonamarg road on Sunday.”On his way back to summer capital (Srinagar) from Sonamarg, he saw a few youngsters playing cricket at Kullan.”Mortaza stopped the vehicle and met the players,” the website report stated.The seamer gave some tips to the young players and even displayed his skills by bowling a few deliveries.last_img read more

10 months agoUNCOVERED: The 3-step process for Liverpool to make new signings

first_imgUNCOVERED: The 3-step process for Liverpool to make new signingsby Paul Vegas10 months agoSend to a friendShare the loveLiverpool’s three-step approach to making new signings has been revealed.The Times has detailed how different members of Liverpool’s management structure work together to bring in new additions.The three-step policy is as follows:Firstly, a footballer cannot be signed unless he is wanted by the manager.Secondly, the player must also have the blessing of FSG. The owners have the right to say no and stop all plans to sign the player.For example, if manager Jurgen Klopp wanted to bring in an older striker in for £40 million, but FSG did not want to part ways with that kind of cash for a player whose career could soon be over, then the choice would rest with them.Thirdly, the transfer must be in keeping with the latest trends of the transfer market. Spotting opportunities and assessing availability should set guidelines for purchasing and selling. TagsTransfersAbout the authorPaul VegasShare the loveHave your saylast_img read more

23 days agoTottenham hero Waddle fumes: Clean them out; get them out!

first_imgTagsTransfersAbout the authorPaul VegasShare the loveHave your say Tottenham hero Waddle fumes: Clean them out; get them out!by Paul Vegas23 days agoSend to a friendShare the loveTottenham hero Chris Waddle has blasted the players following their humiliating defeat by Bayern Munich in the Champions League.Mauricio Pochettino’s side were obliterated 7-2 by the German giants, who scored five goals in the second half of the group game on Tuesday night. He told BBC Five Live: “Clean them out, if they don’t want to play for Tottenham get them out and get some people in who want to wear that white shirt.”I don’t think (Serge) Aurier wants to be here. He tried to get away in the summer, they wouldn’t sell him, got rid of (KIeran) Trippier instead.”They should’ve bought a right back and said ‘yeah, you want to leave, then you want to leave’.”At Spurs at the minute there’s too much going on, whether it’s (Christian) Eriksen or (Toby) Alderweireld out of contract. So and so wants a new deal, (Jan) Vertonghen wants a new deal – is he signing? Is he not? “You’ve got to say that it’s a shambles at the minute and they’ve got to sort it out quickly because that squad, even though I’m saying the defence is not good enough, it’s still good enough for the Premier League to finish in the to four.”So they’ve still got a lot to play for, it’s early doors. But they’ve got to do it now.”If they wait and say in January this is going to happen and he’s going to leave and he might not leave, the changing room becomes unsettled.” last_img read more