Tag Archives: 2019最新上海419龙凤

What Though the Odds

first_imgWhen Haley Scott DeMaria received a call earlier this year from University President Fr. John Jenkins, she had some idea about what their conversation would entail. But the last thing she expected was for Jenkins to ask her to give this year’s Commencement address. “We had conversations in the past months about different things, so when I got the phone call there were 10 other items I thought the conversation would be about,” she said. “If I put commencement speaker on there, it would probably be about [number] 998. “[I was] stunned, really. I was surprised. Once the shock wore off, I was very honored.” DeMaria, a member of the Class of 1995, suffered a broken back and was paralyzed when the bus carrying her and the rest of the Irish women’s swim team slid off the Indiana Toll Road and rolled over 20 years ago. Doctors told DeMaria she might never walk again, but she beat the odds, regaining the ability to walk and returning to swim for the Irish the following year. DeMaria said she hopes she can give a special speech to this year’s graduating class because, like them, she once walked the campus as a student. “I think one of the unique things about having an [alumna] speak is I understand many of the things they are experiencing because I have been there,” she said. “The main thing I would like to get across is what it means to be a Notre Dame graduate – what it has meant in my life and what it will mean in their lives in ways they have no idea.” One of the main concepts DeMaria said she wants to convey in her address is to be prepared for the unexpected in life. “I think one of the main ideas, and really one of the main themes of how I live my life, is that understanding that you can plan, and you can be prepared, and you can know exactly what your life is going to be and chances are, that’s not what is going to happen,” she said. “And then that is okay. How do you go through life having a great game plan or life plan, but also knowing life doesn’t always turn out the way that you think it will.” DeMaria said Notre Dame graduates are fortunate because the University prepares students well for life after college. “Not in a doomsday way, but so many of the tools that we have here as a Notre Dame student will apply to ways in life that we don’t even know,” she said. DeMaria, who gives talks up to five or six times a month, said this speech will be “different” and “bigger” than any she has ever given. However, she still plans to draw on her personal experiences to communicate the core message of her address. “Many of the talks that I give are about my story and what we experienced as a university, as a swim team, my personal journey – certainly physically and the faith aspect of it,” she said. “There will be some of that. I know that’s certainly one of the reasons I was asked to speak.” However, DeMaria said she recognizes this speech is different due to her audience. “But graduation is not about me, it’s about the graduates,” she said. “So I’ll take what I’ve learned and certainly share some of that, but really use it to apply in a meaningful way to the graduates.” In speaking to people during the past weeks leading up to her address, DeMaria said she has distinguished two types of commencement speakers – those who are remembered for their name, and those who are remembered for the speech they give. She said she hopes to fall into the latter category.  “I’d rather leave the graduates with two or three or four key words or messages that they hear, they listen, they remember. They may not totally get it now, but at some point in their lives they will,” she said. “That’s my goal.” Reflecting on this notion, DeMaria said her own class expected to have a “big-name” commencement speaker, as it was the 150th graduating class of the University. But students were initially disappointed with the selection of a relatively unknown speaker. “We ended up with the first African-American female provost at a major research university,” she said. “It was an interesting choice at the time, but it was Condoleeza Rice. It’s been good for me to understand everybody’s different perspectives.” Ultimately, DeMaria said she is excited to return to the University once again to serve in a new role. “I truly look forward to addressing the class,” she said.last_img read more

5 bad money habits to break today

first_img 187SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John Pettit John Pettit is the Managing Editor for CUInsight.com. John manages the content on the site, including current news, editorial, press releases, jobs and events. He keeps the credit union … Web: www.cuinsight.com Details When it comes to money, we all have some bad habits from time to time. Sometimes they’re learned early in life, and sometimes they’re picked up along the way. Here are 5 habits that you should kick if you need a few extra bucks. 1. Buying snacks at workIf you’re like me, you get a little hungry in the afternoon.  That’s totally normal. But if you find yourself feeding quarters into a vending machine or swiping your card at the convenience store every afternoon, you may have an issue. Just spending a couple of bucks a day can really add up over the course of the year. You can buy the same snacks at the grocery store for a fraction of the price. And that’s without coupons. So next time you get that 2:30 hunger pain, jot down a note to hit up your favorite grocer on the way home. 2. Making impulse buysI’m as guilty of this one as anybody. Whenever I see something I like, I’ve got to have it. If I can afford it (or think I can) it usually gets added to my cart. The other day though, I told myself, “it’ll be here tomorrow,” and I left the store. By taking some time to think it over, I eventually decided it wasn’t a wise purchase. Sometimes, all you need is a few minutes to let it simmer in your brain, to realize it’s not worth it. Try out a “waiting period” next time and see what happens. 3. Not saving moneyWe probably all started saving later than we should have. Whether it’s for retirement, an emergency fund, or just a fun rainy-day fund we probably wish we’d have started saving earlier. If you save money first, and then budget the rest when you get  a paycheck, you won’t even miss that money. This has made a huge difference for me. 4. Carrying credit card balancesIf you have a credit card then I’m sure you’ve heard about the evils of using it. While it can get out of control for some people, it can also be a valuable tool for others. If you regularly use your credit card, then I’m sure you’ve carried a balance on occasion. Anyone who’s ever done this realizes what a pain credit card interest can be. Paying off credit card debt can take decades for some people. Don’t be stuck in that hole. 5. Paying big bucks for cableI saved my favorite for last. I love cable. LOVE IT. I also don’t have it. My cable bill was almost $150 bucks a month when I deactivated it. Now I have HULU (commercial free, $11.99/month), Netflix ($9.99), and SLING TV ($19.99) for less than 50 bucks a month. In fact I could add more channels or a sports package to SLING TV for $5 and still be under $50 dollars a month. Additionally, CBS ALL ACCESS ($5.99/month) or the comedy app SEESO ($3.99) are cheaper options that provide hours of entertainment.last_img read more

FL Supreme Court rejects former escorts appeal in murder for hire case

first_imgThe Florida Supreme Court denied an appeal from a former escort convicted of attempting to hire a hit-man to murder her newlywed husband.The court rejected without comment a request from Dalia Dippolito that it reviews her 2017 conviction and 16-year sentence for soliciting first-degree murder.The 36-year-old was recorded on video and audio in 2009 plotting to kill Michael Dippolito.Prosecutors believe she wanted control of the couple’s Palm Beach County townhome and his finances.The case gained national attention when it was featured on the TV shows “Cops” and “20/20.”last_img read more

Does Big Data Affect Our Daily E-Commerce Experience?

first_imgThere’s no getting around it: the way marketers and retailers harness the power of big data can be a little on the creepy side. An innocent Google search on a specific subject can often result in you seeing nothing but targeted ads on that subject for the rest of the week wherever you turn. Yet the truth is that the large sets of data collected on you – and everyone else that has a presence on the internet – isn’t for some nefarious purpose. When it comes to e-commerce, for example, the use of big data can have an enriching effect on your ability to find the things you need, easier and more quickly. Here are the non-creepy advantages of big data when it comes to e-commerce.Data Results in PersonalizationBig data can be disconcerting when it’s used to serve up targeted ads when you’re not actively shopping. However, when you are looking for a specific product or service, it’s beneficial for e-commerce sites to have as much data on your internet habits as possible, as this means it will take a lot less time to find what you’re looking for by personalizing your search results. This is in your best interest — customers that find what they need are happy customers — as well as in the best interest of the site.Tailoring results to what an e-commerce site thinks you’re looking for can be hit or miss, of course. If there’s not enough data, it’s harder to extrapolate — but a well-tuned algorithm, working with lots of data points, can be incredibly accurate. Instead of spending half an hour scrolling listlessly through an e-commerce site for what you need, you can find it in just a few minutes with big data algorithms feeding you targeted search results instead. Amazon is probably the leading e-commerce site when it comes to using big data for products’ recommendations. Its “customer who bought this item also bought…” feature has proven to be extremely effective and highly appreciated by the users over the years. Simply put, big data means personalization, and that means a better overall shopping experience.Evaluating ProductsIt’s no coincidence that nearly every e-commerce site out there, from Amazon to Zappos, encourages customers to provide detailed feedback on their purchases. Sometimes this feedback just tells you how satisfied a customer was by offering a rating — something that has garnered 4.5 stars is likely better than one that’s only gotten 3 stars, for instance. But it often goes much further than that, as customers often leave detailed reviews to tell prospective shoppers the specific benefits and drawbacks of a particular product.This is, of course, a form of big data — hundreds, if not thousands of reviews, collated and analyzed in aggregate, in order to find an overall rating. Appropriately enough when it comes to user reviews, the bigger the data set, the better; a single one-star review might be a fluke, but dozens could indicate that the product you’re looking at isn’t going to be a good buy. Without big data crunching the numbers for you and presenting it to you in an easily understood format, you wouldn’t have the ability to weed out bad products before you buy them.Spending LessE-commerce is already a great way to save money while shopping. Whether it’s clothes, electronics, childcare items, pet supplies, or anything else you can think of, shopping online provides access to lower prices overall. Even the only downside to online shopping — the wait to receive your order — has been cut down considerably, thanks to expedited shipping options like Amazon Prime’s guaranteed 2-day delivery.Meanwhile, applying big data analytics to e-commerce means that you can find even more opportunities for savings. You can’t be expected to check dozens or even hundreds of sites yourself for the best deals on a single item, but big data analytics can do the job for you. Some popular tricks I use for that matter are Honey, a chrome app with millions of users intended to apply coupon codes to your purchase, and deal aggregator Best Deals Today, that provides access to discounts from around the web.The More, the MerrierThe more information you can provide for big data-driven analytics, the better these e-commerce sites can serve you and your needs. You can’t get that from a brick-and-mortar store, and that’s one of the reasons brick-and-mortar shops are struggling to last in the online era. AI: How it’s Impacting Surveillance Data Storage A Web Developer’s New Best Friend is the AI Wai… Yoav Vilner “Marketer to Watch” (Forbes). “Industry leader” (SAP). “Top 100 FinTech Influencer” . Tech blogger with exposure to millions. Advising startups across Europe, NYC, and Tel Aviv. Leveraging Big Data that Data Websites Should T… Related Posts How Data Analytics Can Save Lives Tags:#Big Data last_img read more

The Uphill Battle Facing International Students

first_imgRelated Posts Building a Workplace for the Next 100 Years Tags:#Students The future has never been more precarious or uncertain for thousands of international students in America as visas and job opportunities dry up in the Trump era. Immigrants have always faced formidable challenges upon arrival in America, often excluded from the credit and financial system and discriminated against in both academic and professional spheres. Yet the Trump administration has made the atmosphere more hostile than ever before, with businesses hesitant to sponsor work visas and fewer student visas being granted. International students are given more hoops to jump through and less promise of opportunity, and many are simply retreating home or choosing to study in other countries.Shifts in PolicyThe Trump administration’s hostility to immigrants has been felt in particular by international students recently, with an announced crackdown on immigrants overstaying visas. While much of the administration’s wrath has been focused on the border and illegal crossings, the crackdown signals a broadening of focus to deter immigration in other forms. Student and exchange visitors have the highest overstay rate among nonimmigrant visitors to the US according to the Department of Defense, making them a prime target for immigration forces.This most recent broadside is only the latest in the ever worsening environment that international students face in America. F-1 student visas are growing harder to obtain and increasingly reserved only for the coveted STEM sector of students, and for those studying in the the most elite of American schools. Students applying for optional practical training (OPT) are granted OPT only at the outermost time limit and are left waiting for their status to change, unable to work or study. The uncertain status of the Deferred Action Childhood Arrivals Act (DACA)– once a reliable means of obtaining legal status for immigrants brought to America at a young age– has left DACA students frightened for their future.Diminished OpportunityMeanwhile, F-1 students transitioning to H-1B work visas are also finding opportunity difficult to come by. H-1B visa seekers must be sponsored by an employer, and the Trump administration’s open hostility to immigrants has left many employers hesitant to sponsor. As with the F-1 visa, those outside the STEM fields are particularly vulnerable. Stories of F-1 visa holders with graduate degrees from prestigious American schools unable to find work after months of searching abound. This feeds the perception among recently graduated immigrants that they’ve become toxic to employers.Those who graduate from schools outside the top 10 or 20 institutions in the country fare even worse, and are increasingly forced to repatriate in the face of bleak circumstances. Many make the choice to return home if they are granted visas or OPT at the furthest time limit and are stuck waiting without any prospects. Others repatriate when family members seeking to transition from H-4 visas to F-1 or H-1B visas are denied.Economic ExclusionThis newly hostile environment is only the latest hurdle that immigrants must overcome in their effort to build a life. The economic system makes it exceedingly difficult for immigrants to establish themselves in America. The newly immigrated need a place to live, transport, work, and money for daily expenditures, but little of this is possible without access to credit. Credit is dispensed based on one’s financial history, and since immigrants have none in America they are often denied credit wholesale. Without credit or a substantial financial history immigrants must pay steep premiums on everything from rent to phone bills. Furthermore, many things that citizens take for granted like in-state tuition are denied to immigrants, and immigrants often pay into social programs without ever benefiting from them.Excluded in large part by the big financial institutions, immigrants are forced to look elsewhere for the means to start their new life. Some startups like Stilt are filling the void created by these exclusionary practices and providing loans for immigrants based on factors besides credit and financial history. This approach takes future potential and other peripheral factors into account rather than fixating on metrics that immigrants cannot meet.Though the discourse and policy around immigration is always subject to change depending on presidential administration, the trajectory of current policy renders a grim future for international students. The few avenues towards legal status for immigrant students are diminishing along with employment opportunities, and further crackdowns on undocumented immigrants are poised to hit international students particularly hard. Outside of pursuing one of the STEM fields, international students can do little to insulate themselves but hope for a shift in the political winds. Nigel Stevenscenter_img Why Your eCommerce Business Should Have a Pop-U… Why Your Company’s Tech Transformation Starts W… How to Avoid Being Part of 90% of Failed Companieslast_img read more

Ranchi Rhinos pull out of Hockey India League for financial reasons

first_imgThere seems to be more trouble on the way for the Hockey India League. Just days after the Mumbai Magicians exited from the ambitious franchisebased competition, Ranchi Rhinos could also be on their way out.Winners of the first edition of the league, the Rhinos have cited ‘financial’ reasons for terminating the contract. According to sources, the owners had a tiff with Hockey India over the franchise fee.”The owners of Ranchi Rhinos wanted certain reduction in the fee structure. They were not getting the returns they had expected when they bought the franchise. When the discussions with Hockey India didn’t work out, they decided to withdraw from the league,” a source told MAIL TODAY.While there are reports that the federation is still trying to negotiate with the team owners, the players have already received an email from Hockey India stating that the team has ceased to exist. “We were shocked when we received the email. We had no clue that something like this will happen. We have not yet received any mail from the owners and are in the dark about the reasons for the withdrawal,” a Ranchi Rhinos player said.According to sources, the decision to pull the plug on the team was taken only recently. “Ranchi Rhinos did not plan to withdraw to start with. In fact, they were preparing for the next edition and were looking at possible players to purchase in the upcoming auction. But, when things didn’t work out with Hockey India, they decided to quit. Speculation about this was doing the rounds over the last few days,” he said.advertisementHowever, Hockey India secretary general Narinder Batra rubbished the reports and Ranchi Rhinos were still part of the league. “No team has pulled out. The Hockey India League will be held as per schedule next year and Ranchi will be part of it,” he told MAIL TODAY. Meanwhile, there are reports that Hockey India is planning to rope in two more teams into the league.last_img read more